When you track your expenses over a few weeks, you’ll quickly start to notice your spending patterns.
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Spending in your 20s and even your 30s on spontaneous things can be very enjoyable in the moment, but not perhaps the wisest financial decisions you can make. When you spend without having enough savings in place and without budgeting appropriately, things can easily get out of hand even if you are earning a lot.
Choosing the right claiming strategy is even more important under new Social Security regulations. According to Social Security Administration (SSA) statistics, Social Security benefits account for about 34% of retirement income for the average American.
In recent years, many veterans have sold portions of or their entire military pensions just to pay their monthly bills. Desperate for a solution and without other income, these vets have often chosen to get cash advances through private companies that advertise these transactions as “sales,” when in fact, they are loans with very high interest rates.