Financial Planning

Extreme Financial Makeovers: How You Can Pay off $20,000 in 10 months or Less

Spending in your 20s and even your 30s on spontaneous things can be very enjoyable in the moment, but not perhaps the wisest financial decisions you can make. When you spend without having enough savings in place and without budgeting appropriately, things can easily get out of hand even if you are earning a lot.